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Jim graduated from San Jose State University with a BBA in Business Management in 1995. After college, he accepted a position with Ford Motor Credit Company as a customer service representative but quickly transferred to the lending department and found his passion. After a few years, the company decided to centralize their lending and customer service departments and relocated to Nevada from the Silicon Valley. Jim decided to stay local and went to work for the largest secondary auto lending company at the time, AmeriCredit as an Area General Manager in charge of lending and business development for the region. He spent the next five years working with franchised car dealers in Northern California to grow the business before the mortgage market crash which crippled the funding for the industry. Jim then went onto work at credit unions for the next fifteen years and held various positions in business development, branch management, as well as lending while helping members set and achieve their financial goals.
In 2017, Jim and his family decided to relocate out of California and settled on Kyle, Texas. Making this move allowed him to spend more time with his family and he quickly fell in love with the community. Jim accepted a position with First Lockhart National Bank as a Banking Officer/Kyle Market Manager and truly feels blessed that he is in the position that enables him to build lifelong, abundant relationships with his clients. Jim is also a Kyle Rotarian working to create a better community on a daily basis.
Jim was born in Watsonville, California and currently resides in Kyle, TX with his wife Angie and their two boys, Mikey and Adam. Jim enjoys spending ample time with his family; he is very active in his community and is an avid bass fisherman.
Jim is passionate about educating and empowering his customers to make sound financial decisions and takes pride in the relationships developed over the years. Going above and beyond to help his clients is what it’s all about.

I’m here to answer any questions you might have about our products and services. Feel free to contact me using any of the following methods:

Email: jsherwood@firstlockhart.com
Phone: (512) 262-6426

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